Complete Credit Check and Loan Ready System

yoWe provide transparent services, processing, and pricing.

We charge for Credit Repair Services, based on proven performance, after investigation has been completed per account.

1. Purchase your 3-bureau credit report and credit scores ($19.95) to receive your no-obligation Credit Analysis and Credit Improvement Action Plan.
2. Receive and review your comprehensive Credit Analysis and Action Plan with a Credit Consultant to determine if our credit repair program fits your needs.
3. Your Credit Analysis will designate the items and information impacting your credit score and our plan to help you improve your credit.  You decide if it makes sense and if our performance based credit repair service is fair to you.
4. If so, complete your enrollment, by registering and paying for direct vendor expenses required to provide our credit repair services.  The fee per month is $99.95 and covers 3-bureau credit reports/scores, Legal Club, FCRA/FDCPA Violation Protection, and periodic printing and postage expenses.  The vendors are integrated into our system.  Some may compensate us.
5. You designate the items you want investigated, and authorize letters to be mailed on your behalf.
6. Up to six investigation letters are produced and mailed on your behalf every forty-five days, based on need and active status.
7. You will receive copies of all letters mailed.
8. You will receive responses that you need to upload to your secure portal or email to us.  Sending your responses as received can cut your program time by 50%.
9. Support staff will review and update your accounts using your responses and updated credit reports.
10. You will receive an updated credit analysis with results summary, and any updated credit strategy or recommendations.
11. If you have questions, schedule a support call to discuss your goals and the credit verification strategy.
12. Next round of letters mailed.
13. The process will continue until each account has been resolved.
14. Each account typically requires between two to four letters to determine if it is inaccurate, out dated, or unfair.
15. In most cases, inaccurate accounts are deleted or repaired.
16. If they are not, or they are determined to be accurate, you will be provided other resolutions to reach your credit goals.
17. At the appropriate time, you will receive recommendations to add positive credit.  Adding it too soon can cause increased collection activity.
18. Our goal is to help you reach your credit goals in the shortest time possible.